Hi! We are Luz and Lorenzo Lozada.

Destiny is not a fixed thing but something you create, thus there is nowhere you can be that isn't where you're meant to be." - these are the words that I would say have been a guiding beacon in moving me towards becoming a successful CEO-Marketing Director of IMG.

When I was still not part of the group, I embraced an extravagant lifestyle assuming that my family had a sustainable income. However, as years passed by, I realized that my family has no savings at all, and with that, I wondered if my family can survive once struck by unexpected emergencies from accidents and illness. By anticipating those maladies which may come in our lives, I engaged in several small businesses (Tupperware, School Supplies, selling street foods in from of our house, peanuts, and many more small businesses), but these didn't prosper, instead, it just gave a surplus of debt incurred from trying to raise those said businesses. This changed when the gates of IMG opened for me.

In 2012, I became a part of the group. Because of the teachings of investments, financial management and business motivations, and entrepreneurship my destiny was made. I became more aware and educated, I was able to change my work-perspective, the way I manage my money, and fine-tuning from an excessive to a simple lifestyle... All these helped my family financially.

In my desire to build up my family's bright future, my husband, and my four girls, they served as my inspiration in dealing with my schedule and my daily work undertakings and in working hard in the group.

My husband followed suit, as a former Chief of Security in a five-star hotel in Makati he was hesitant at first and want to just focus on his former work. Through my achievements in IMG, I was able to inspire him to do what I am doing (touching people’s lives). Now he’s with me full-time, teaching financial education and supporting me in building our team.

Forthwith, my strong faith in God and the desire to continue the group's mission are my arms to overcome adversities and rejection. I created a destiny - to touch and build people's lives through financial education which was what I was meant to do.